Flexible Financing Options
Minnesota Trade Careers offers financing options designed to make skilled trades training more accessible and manageable. Our team works with you to explore available options so you can move forward with confidence.
Program Tuition
Invest in your future with training that pays for itself. Our programs are designed to get you earning quickly.
HVAC Technician Program
100 hours of training
Includes all course materials, VR simulations, certification exam prep, and career placement assistance. No hidden fees.
Apply NowPartial Scholarships Available
Partial scholarships are available to assist students in certain situations or who meet specific eligibility criteria. Inquire during the application process.
Ways to Pay
Flexible Financing (Yrefy)
Yrefy is a private education funding program that helps students secure financing for their training with manageable monthly payment options.
Student Grants (WIOA)
Students may qualify for grant funding through programs such as WIOA, the Dislocated Worker Program, Veterans education benefits, and Young Adult workforce initiatives.
Learn About WIOAPartial Scholarships
Partial scholarships are available to assist students in certain situations or who meet specific eligibility criteria. Inquire during the application process.
Yrefy Financing Process
Our financing partner makes the application process straightforward and transparent.
Key Points About the Application
- Students should accurately enter employment details, including start and end dates for each job
- Include all employment from the past 18 months
- Enter gross pay amount on the employment page. Upload at least 30 days of recent pay stubs
Timelines & Expectations
- If an application is complete and accurate, full approval can be provided within two business days
- Every time an application is submitted, our team will confirm with the applicant and notify the school as soon as possible
Application Process Overview
- 1Student completes the application and provides all required verification documents
- 2The team reviews the information
- 3If approved, a Promissory Note and Final Disclosure is issued for the student to sign
- 4After signing, there is a three-day right-to-cancel period
- 5Once that period ends, the loan is officially issued
Questions About Financing?
Our admissions team can help you understand your options and find the best path forward for your situation.